Churnly tracks your whole family's loyalty points, free-night certificates, card credits, and annual-fee ROI in one calm dashboard, so nothing quietly expires again.
● Manual entry only. No bank passwords, ever.
● In your browser, as an installable app (PWA), and on iOS and Android.
● Free for 7 days. Then US$59 once, for your whole family, forever. No subscription.
No syncing bank logins and no scraping. You add what you hold, and Churnly does the math, the reminders, and the ROI.
Invite a partner or add family members. Each person keeps their own points, cards, and certificates, with privacy you control.
Pick a card from the catalog and its credits load automatically, or paste a CSV to import everything at once. Sign-up bonus tracking included.
Churnly values it all in your currency, tracks annual-fee ROI, and nudges you before a credit, certificate, or fee slips by.
Held value, credits ready to use, and card ROI stay separate, so you always know what's real money versus what's a headline number.
Every balance valued at a cents-per-point you can tune per family, grouped by airline, hotel, and bank.
Monthly and annual credits load with each card. See what's left before it resets, as a ledger not a guess.
Track free nights, companion passes, and vouchers, with expiry dates front and center.
Know if each card pays for itself. Credits used versus the fee, per cardmember year, keeper or churner.
Nudges before a credit expires, a fee posts, a minimum spend closes, or a balance goes stale. Push or email, per program.
Pool a program across members, compare who is best placed for the next application, and keep private accounts private.
Live 5/24 and issuer velocity meters per person, what each of you can apply for today, and when blocked slots free up.
Need 60,000 points somewhere? See exactly which family balances can move there, at what ratio, and any shortfall.
Twelve months of cancel-by dates, fees, minimum-spend deadlines, and expiring value, as a month grid or a list.
Ask anything about your points, cards, rules, or transfers. Answers use your own data and current sources, with citations.
Minimum spend progress and the deadline to hit it, with pace warnings and reminders before the window closes.
Paste your spreadsheet and bring every balance and card over in one step, with a preview before anything is written.
Churnly never stores third-party loyalty or bank passwords and never logs into your accounts. Everything is manual entry or user-confirmed, always.